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Saturday, 10 May 2008
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Online Tee Time Booking

Online Tee Time Booking

Links Golf are now offering the possibility of Online Tee Time Booking. With one click you can book your round of golf before leaving for your vacation at any one of the many Golf Clubs on the Eastern Algarve or the Spanish Costa de la Luz.

For more information about the golf courses...Click Here

to make your Free Online Tee Time Booking...Click Here

Hampshire PGA

LinksGolf appointed Event Managers for Hampshire PGA 2008 Overseas Pro-Am

LinksGolf have been chosen by the Hampshire PGA as event managers for their prestigious 2008 Overseas Pro-Am, running for its 18th consecutive year.

“We are absolutely delighted the HPGA has entrusted us to manage their event”, said Karl Burns. “I believe this further illustrates Linksgolf as the premier golf tour operator in the Costa de la Luz.”

read more
latest Sport News
The Golf Corner
KEEP IT SIMPLE – PART 4

Driver

One can say that the driver is the second most important club in your bag -next to your putter. A good drive sets the tone for the rest of the hole. Will you be scrabbling just to get back on the fairway, hoping for pars and bogeys, or would you prefer going for the green and birdies? By gaining a few extra yards from such drives, the subsequent iron shot will be that much easier, as will your chips, putts, etc.

 

KEEP IT SIMPLE - PART 3

Five-step Putting

Putting can be thought of as a game within a game, since many of the skills you need in order to be a good putter are different from those required for the rest of the game.  Studies show that putting accounts for 43% of shots among better players. Can you think of a great golfer who wasn't a good putter?  Amazingly, most beginners seek tips on everything but putting.

Try these five simple steps to putting perfection:

Travel & Places - Spanish Costa de la Luz
PRUDENCIO NAVARRO PARK, AYAMONTE

PRUDENCIO NAVARRO PARK

In the 1970's, Ayamonte was provided with this green zone, which has recently been extended to include a canal-side promenade, almost in the middle of the city, by the local artist, Prudencio Navarro.
The park also has zones containing recreational facilities, such as biking and skating (1 Half-Pipe, 1 Fun Box) as well as for different sports and a children's play centre, providing recreational and educational activities.

 

AYAMONTE'S CASA GRANDE

LA CASA GRANDE, AYAMONTE

Built by Sr. Manuel Rivero in 1745, this building reflects the fashionable, bourgeois style of Cádiz houses of the XVIII Century. It was perfectly suited to Sr. Manuel's requirements as his home, administrative centre and for the management of his commercial operations.

Cardenio Theatre, Ayamonte

Cardenio Theatre


The Cine-Theatro Cardenio was built in 1950 not only as a cinema and for various theatrical events, but also as a cultural centre.
Local News & Events
Alumashade

Alumashade comes to Spain and Portugal

ALUMASHADE the world’s number one selling outdoor shade solution is finally available in southern Spain and the Algarve. The company was presented at the Algarve Fair and the Better Living in Portugal Fair, and caused quite a stir in the industry. ALUMASHADE is maintenance free, and carries a lifetime warranty. It has no moving parts, so there are no costly replacements. ALUMASHADE won’t rot, warp, crack or peel and has no moving parts. There’s no need for the laborious task of winding when shade is required.

read more
Charity Golf Day

The Martine Barthelemi Memorial Golf Tournament

Links Golf is proud to announce the Inaugural Annual Charity Golf Day dedicated to the memory of Martine Barthelemi, to take place at Isla Canela Golf Course on March 24th.
All profits will be donated to local charities and the day features not only the golf but also an evening buffet with live music and a charity auction, in which both golfers and non-golfers can participate.
For full details of the event click HERE
Madeline McCann

A Must Read About Madeline

Finally, after all the rumors and speculation that have been written about the disappearance of Madeline, someone has written an article which does not speculate, does not make accusations and is in no way sensational. It is well worth reading.

For six months David James Smith has examined the evidence surrounding the disappearance of Madeleine McCann for The Sunday Times Magazine. In this, the most comprehensive — and authoritative — investigation yet, he addresses the key issues facing Gerry and Kate as they prepare for Christmas without their daughter

read more
latest Local News
World News
Annette Obrestad

Teen Poker Champ

History was made in the ever growing world of online and live poker recently, maybe ushering in a new era in the old game. Gone are the days of the smoky saloon and small stakes games. We now live in an era of high media coverage, sponsorships by reputable companies and outrageous prizes. And the new era brings new champions, including Annette Obrestad, a nineteen year old Norwegian girl who learned to play online and has now not only made the transfer to the live tournament circuit, but has become the youngest person to win a major tournament.

read more
latest World News
Food & Drink
FISH & CHIPS

As English as... Fish and Chips!


Well not really. It seems that one of Britain's most famous dishes originated in Spain as "pescaito frito" and was taken to Britain - and the Netherlands, where potato chip fries are eaten with mayonaise - in the 17th century.
Fancy that! We truly are Europeans! 

Entertainment - Featured Games
BARB-JUMP : Action Flash Games

Barb Jump

Jump off the barbed wire but beware of the barb wire swinging girl as she has secret plans for you ..
BUBBLETROUBLE : Action Flash Games

Bubble Trouble

The aim of the game is to shoot all the bubbles before the time runs out.
Thin Ice - Action Flash Games

Thin Ice

Frozone's got his super- suit and is on his way to do some super-deeds! Help him maneuver...
BUYING PROPERTY IN SPAIN 2 PDF Print E-mail
Thursday, 09 February 2006

Payment terms

Once you have made your decision to purchase and considered all the various costs involved, please ensure that you understand the payment terms as they may vary a little according to where and what you have decided to buy.  Normally, by the time you decide, you will have already discussed the buying procedure a great deal with our staff.

It is normally at this stage that we will introduce you to an independent solicitor who will also, in addition to informing you about the payment terms, discuss the terms and conditions of the purchase and sale contract with you.  Having made your decision, the first thing you will be asked for is a deposit to hold the property and ensure the price and conditions of the contract, this is standard and to your benefit.  If you decide to buy a new property,  the payment scheme can be, within reason, tailored to your comfort.   As the developer is here solely to sell properties, you will find him reasonably flexible.  If you have decided to buy a resale property, again the above will still apply.  However, you will be dealing with an individual and therefore the terms may be as much to the vendor's benefit as they  to your's.  Always remember, we are here to see that whatever you decide is dealt with in a professional manner.
Most resale contracts will require that you leave a 10% deposit with the balance of the payment being paid on completion at a Notary's office.  This normally takes one month from start to completion.  New properties tend to be subject to a different payment scheme.  This is because most new properties will be under construction and you will be making stage payments to the developer throughout the construction period.
In either case, buying resale or new, there will be additional expenses involved in the purchase:

IVA (Value Added Tax), Notary & registration fees, conveyancing, house insurance, wills and a few other items which all amount to approximately 10% of the purchase price.  We always supply our customers with a comprehensive list of all the likely additional expenses relating to the purchase.  We would also like to mention that bank guarantees are available to all our clients for each stage payment that is made.  Ask our staff for more details and you will be happy to know that your money is always safe with these bank guarantees.  Finance:  You may require a mortgage to assist with the purchase of the property - not a problem, as we are constantly working with Spanish banks and arranging mortgages for our clients.  Spanish banks normally lend up to 65% of the value of the property and the mortgage will run for a period of 10 years.  Our staff will be happy to discuss all details regarding your own personal requirements on request.
Taxes and charges:  In ALL cases there are taxes and charges applied to the purchase cost which have to be paid by the buyer.  When buying new property I.V.A (Value Added Tax) is currently payable at 7%.  In addition to this you will have the expenses of the Notary, registration fee, in some cases legal rights and plusvalia. If you decide on a resale property, then you will find that you are no longer paying I.V.A. but instead you will pay I.T.P. which is a transfer tax, currently 7%.   As a general rule you should allow 10% of the purchase price to cover these expenses. Remember, we will give you a list of all your on-going expenses.

Mortgage products

Type of Loan: Repayment or interest-only for purchase, remortgage or capital raising.

Purchaser: Individuals or companies.

Individuals or companies.

Minimum loan: €50,000.

€50,000.

Maximum loan: None, but must not exceed 80% of the mortgage valuation or 100% of purchase price (whichever is the higher).

None, but must not exceed 80% of the mortgage valuation or 100% of purchase price (whichever is the higher).

Term: 5 to 30 years - up to age 70.

5 to 30 years - up to age 70.

Currency: Normally Euros, but Sterling and other major currencies are available.

Normally Euros, but Sterling and other major currencies are available.

Interest rates: Will vary from lender to lender - typically linked to EURIBOR. Fixed rates are available, typically for the first year of the mortgage.

Will vary from lender to lender - typically linked to EURIBOR. Fixed rates are available, typically for the first year of the mortgage.

Fees: Spanish bank fees vary but are typically around 1% of the mortgage amount. You should also allow between 250€ and 500€ for the mortgage valuation; stamp duty of 1.8% of the mortgage amount; and notary and registration fees of around 0.5% of the amount borrowed. Your lawyer’s fees are likely to be around 1%.

Spanish bank fees vary but are typically around 1% of the mortgage amount. You should also allow between 250€ and 500€ for the mortgage valuation; stamp duty of 1.8% of the mortgage amount; and notary and registration fees of around 0.5% of the amount borrowed. Your lawyer’s fees are likely to be around 1%.


Repayment or interest-only for purchase, remortgage or capital raising. Individuals or companies. €50,000. None, but must not exceed 80% of the mortgage valuation or 100% of purchase price (whichever is the higher). 5 to 30 years - up to age 70. Normally Euros, but Sterling and other major currencies are available. Will vary from lender to lender - typically linked to EURIBOR. Fixed rates are available, typically for the first year of the mortgage. Spanish bank fees vary but are typically around 1% of the mortgage amount. You should also allow between 250€ and 500€ for the mortgage valuation; stamp duty of 1.8% of the mortgage amount; and notary and registration fees of around 0.5% of the amount borrowed. Your lawyer’s fees are likely to be around 1%.
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