|
Sport News |
|
Spanish Grand Prix: Ferrari fastest in final practice |
Barcelona
Practice and qualifying: Sat May 9, 10.00am (BST) and 2.00pm, Barcelona, Spain
TV: BBC1, BBC Interactive, Setanta Ireland
Radio: BBC Radio Five Live Sports Extra
read more
|
|
England v West Indies: England learn little in bloodless victory |
|
The Lord’s deadlock, which has blighted the last six Npower Tests here, has been turned into the St John’s Wood sprint as England finished off a dispirited West Indies side by 10 wickets inside three days. Who said Test cricket was predictable and staid?
At least the West Indies, who been made to follow-on 225 runs behind, forced Andrew Strauss’s team to bat again, even if it was to chase only 32 runs for victory.
read more |
|
|
The Golf Corner |
GROOVE A PERFECT BACKSWING
All great players have two things that make their swings work: 1) incredible hand and arm action to swing the club on plane, and 2) a powerful body pivot to add speed. Some players are better at one skill than the other; Henrik Stenson is good at both.
This swing sequence shows how Stenson's arm swing and wrist hinge put the shaft in perfect position from start to finish. But it's his lower body you should watch if you want to take your game to the next level. Focus on his hips — they start even with the tree line behind him, dip below it on the backswing, and then rise above it through impact. This kind of hip action gives your swing torque, as long as you stay in your address posture — which Stenson does almost better than anyone.
Copying Henrik's powerful blend of body turn and a technically perfect arm swing will almost certainly be good medicine for your game.
READ MORE
|
TIP 1 Putting Games
 Need work on your short putts? One of my favorite drills is to putt to a dime—it's great for improving focus and concentration! Another favorite putting drill is to sink five in a row from one foot, then from two feet, then three feet, and so on. Miss one? Sorry, you have to start over! And you can't go up in distance until you've made all five. That should occupy you until tee time.
|
|
|
Travel & Places - Spanish Costa de la Luz |
|
In the 1970's, Ayamonte was provided with this green zone, which has recently been extended to include a canal-side promenade, almost in the middle of the city, by the local artist, Prudencio Navarro.
The park also has zones containing recreational facilities, such as biking and skating (1 Half-Pipe, 1 Fun Box) as well as for different sports and a children's play centre, providing recreational and educational activities.
|
Built by Sr. Manuel Rivero in 1745, this building reflects the fashionable, bourgeois style of Cádiz houses of the XVIII Century. It was perfectly suited to Sr. Manuel's requirements as his home, administrative centre and for the management of his commercial operations.
|
Cardenio Theatre
The Cine-Theatro Cardenio was built in 1950 not only as a cinema and for various theatrical events, but also as a cultural centre.
Some time ago, it ceased being used as a cinema on becoming unprofitable and is used these days as a theatre or as the venue for the main acts of the various city festivities, such as the carnival competitions of the musical groups (comparsas, chirigotas and cuartetos), the election of the Carnival Queen, concerts, plays, etc.
In February 2001, it was restored and the stage, ceiling, stalls, audio and lights etc., refurbished and improved. The name no longer reflects its past as a cinema. Nevertheless, it is now, happily, enjoying a increasing resurgence of local events.
|
|
|
|
|
Local News & Events |
 Ayamonte and Marbella candidates to develop an EU program to connect the entire European coastline.
Ayamonte (Huelva) and Marbella (Malaga) have been chosen as pilot cities that opt to develop a European program, along with Lake and Silves in Portugal, which aims to implement a network of interconnected cities around the European coastline.
READ MORE.... |
|
2º GAMES OF THE LOWER GUADIANA |
|
The Games of the Lower Guadiana II is already underway, the next day starting May 2 and include the same sporting events from multiple disciplines will be held in different municipalities that make up the sports project. Basketball, athletics, tennis, soccer and futsal Canoeing, Bowling, Padel, hiking, swimming, volleyball, mountain biking, golf, sailing, table tennis and Kite Surfing are some of the sport can enjoy the qeu in Cartaya, Ayamonte, Villanueva de los Castillejos, Castro Marin, Alcoutim, Villareal de San Antonio and Monte Gordo.
read more
|
  
The Pilgrimage of El Rocio is one of the most popular festivals and important religious and parts of Spain. Takes place the weekend of Sunday Pentescostés in Ermita del Rocio, Huelva in the town of Almonte. Attracts visitors from around the world, both for its religious significance for all the traditional folklore that is associated with: horses, floats, costumes, meals in the field, etc..
READ MORE ...
      |
|
|
World News |
|
DEMOCRATIC PRESIDENT FOR AFRICA |
South Africa prepares to swear in Jacob Zuma as fourth democratic president
Crowds of more than 30,000 are expected to gather at the Union Buildings in the country's capital Pretoria for the ceremony.
They will join 29 heads of state and government who are also due to attend, including Robert Mugabe of Zimbabwe and the Libyan leader Muammar Gaddafi.
read more |
|
|
Food & Drink |
For lovers of high quality, fresh food, the ABASTOS Market - El Mercado de ABASTOS - is a paradise. It is the only market in Ayamonte to present such a range of fresh products. |
|
|
Entertainment - Featured Games |
|
BARB-JUMP : Action Flash Games |
Jump off the barbed wire but beware of the barb wire swinging girl as she has secret plans for you .. |
|
BUBBLETROUBLE : Action Flash Games |
The aim of the game is to shoot all the bubbles before the time runs out. |
|
Thin Ice - Action Flash Games |
Frozone's got his super- suit and is on his way to do some super-deeds! Help him maneuver... |
|
|
|
|
BUYING PROPERTY IN SPAIN 2 |
|
|
|
Written by gaby
|
|
Saturday, 09 May 2009 |
Once you have made your decision to purchase and considered all the various costs involved, please ensure that you understand the payment terms as they may vary a little according to where and what you have decided to buy. Normally, by the time you decide, you will have already discussed the buying procedure a great deal with our staff.
It is normally at this stage that we will introduce you to an independent solicitor who will also, in addition to informing you about the payment terms, discuss the terms and conditions of the purchase and sale contract with you. Having made your decision, the first thing you will be asked for is a deposit to hold the property and ensure the price and conditions of the contract, this is standard and to your benefit. If you decide to buy a new property, the payment scheme can be, within reason, tailored to your comfort. As the developer is here solely to sell properties, you will find him reasonably flexible. If you have decided to buy a resale property, again the above will still apply. However, you will be dealing with an individual and therefore the terms may be as much to the vendor's benefit as they to your's. Always remember, we are here to see that whatever you decide is dealt with in a professional manner.
Most resale contracts will require that you leave a 10% deposit with the balance of the payment being paid on completion at a Notary's office. This normally takes one month from start to completion. New properties tend to be subject to a different payment scheme. This is because most new properties will be under construction and you will be making stage payments to the developer throughout the construction period.
In either case, buying resale or new, there will be additional expenses involved in the purchase:
IVA (Value Added Tax), Notary & registration fees, conveyancing, house insurance, wills and a few other items which all amount to approximately 10% of the purchase price. We always supply our customers with a comprehensive list of all the likely additional expenses relating to the purchase. We would also like to mention that bank guarantees are available to all our clients for each stage payment that is made. Ask our staff for more details and you will be happy to know that your money is always safe with these bank guarantees. Finance: You may require a mortgage to assist with the purchase of the property - not a problem, as we are constantly working with Spanish banks and arranging mortgages for our clients. Spanish banks normally lend up to 65% of the value of the property and the mortgage will run for a period of 10 years. Our staff will be happy to discuss all details regarding your own personal requirements on request.
Taxes and charges: In ALL cases there are taxes and charges applied to the purchase cost which have to be paid by the buyer. When buying new property I.V.A (Value Added Tax) is currently payable at 7%. In addition to this you will have the expenses of the Notary, registration fee, in some cases legal rights and plusvalia. If you decide on a resale property, then you will find that you are no longer paying I.V.A. but instead you will pay I.T.P. which is a transfer tax, currently 7%. As a general rule you should allow 10% of the purchase price to cover these expenses. Remember, we will give you a list of all your on-going expenses.
Mortgage products
Type of Loan: Repayment or interest-only for purchase, remortgage or capital raising.
Purchaser: Individuals or companies.
Individuals or companies.
Minimum loan: €50,000.
€50,000.
Maximum loan: None, but must not exceed 80% of the mortgage valuation or 100% of purchase price (whichever is the higher).
None, but must not exceed 80% of the mortgage valuation or 100% of purchase price (whichever is the higher).
Term: 5 to 30 years - up to age 70.
5 to 30 years - up to age 70.
Currency: Normally Euros, but Sterling and other major currencies are available.
Normally Euros, but Sterling and other major currencies are available.
Interest rates: Will vary from lender to lender - typically linked to EURIBOR. Fixed rates are available, typically for the first year of the mortgage.
Will vary from lender to lender - typically linked to EURIBOR. Fixed rates are available, typically for the first year of the mortgage.
Fees: Spanish bank fees vary but are typically around 1% of the mortgage amount. You should also allow between 250€ and 500€ for the mortgage valuation; stamp duty of 1.8% of the mortgage amount; and notary and registration fees of around 0.5% of the amount borrowed. Your lawyer’s fees are likely to be around 1%.
Spanish bank fees vary but are typically around 1% of the mortgage amount. You should also allow between 250€ and 500€ for the mortgage valuation; stamp duty of 1.8% of the mortgage amount; and notary and registration fees of around 0.5% of the amount borrowed. Your lawyer’s fees are likely to be around 1%.
Repayment or interest-only for purchase, remortgage or capital raising. Individuals or companies. €50,000. None, but must not exceed 80% of the mortgage valuation or 100% of purchase price (whichever is the higher). 5 to 30 years - up to age 70. Normally Euros, but Sterling and other major currencies are available. Will vary from lender to lender - typically linked to EURIBOR. Fixed rates are available, typically for the first year of the mortgage. Spanish bank fees vary but are typically around 1% of the mortgage amount. You should also allow between 250€ and 500€ for the mortgage valuation; stamp duty of 1.8% of the mortgage amount; and notary and registration fees of around 0.5% of the amount borrowed. Your lawyer’s fees are likely to be around 1%. |
|
Last Updated ( Saturday, 09 May 2009 )
|
|
|
|
